California Personal Lines CE 101 - Insurance Continuing Education

The following California CE course is designed for personal lines agent credit. Written by IRMI International Risk Management Institute Inc.

This California CE course provides an introduction to personal lines insurance, which concerns financial protection for individuals and families, as compared to commercial lines insurance which focuses on protection for businesses and corporations. Examples of personal lines policies include homeowners, personal auto, and motor home insurance.

The personal lines 101 continuing education training is geared to individuals with little or no experience in the field of insurance. For example, it begins with a general discussion about how insurance operates and how it is defined as well as providing some basic insurance terminology. The course also discusses contract principles and the distinctive characteristics of insurance contracts.

The CE 101 training online then looks at some big picture issues, such as the operations and practices of the insurance industry. This includes an overview of the role of the agent, the claims adjusting process, claims administration, and underwriting practices. This is followed by a discussion of California insurance regulation, focusing on the role of the courts, statutory law, and the responsibilities of the state’s department of insurance.

The anatomy of an insurance policy is also reviewed, with discussions about declarations, covered perils, exclusions, definitions, conditions, and endorsements.

The course then shifts its focus to different types of personal lines insurance. The main attention will be on homeowners insurance and the personal auto policy. The course concludes with shorter discussions about miscellaneous personal lines forms, such as the personal umbrella, personal inland marine, watercraft, mobile home, motor home, dwelling, and farmowners policies. The course does not cover life and health insurance for California agents or brokers.

View the full course and earn your credits now online. Full reporting and support for all California ce subjects - including life, health, fire, personal lines and more.

California Insurance CE Courses