Wednesday, June 18, 2008

California Personal Lines CE 101 - Insurance Continuing Education

The following California CE course is designed for personal lines agent credit. Written by IRMI International Risk Management Institute Inc.

This California CE course provides an introduction to personal lines insurance, which concerns financial protection for individuals and families, as compared to commercial lines insurance which focuses on protection for businesses and corporations. Examples of personal lines policies include homeowners, personal auto, and motor home insurance.

The personal lines 101 continuing education training is geared to individuals with little or no experience in the field of insurance. For example, it begins with a general discussion about how insurance operates and how it is defined as well as providing some basic insurance terminology. The course also discusses contract principles and the distinctive characteristics of insurance contracts.

The CE 101 training online then looks at some big picture issues, such as the operations and practices of the insurance industry. This includes an overview of the role of the agent, the claims adjusting process, claims administration, and underwriting practices. This is followed by a discussion of California insurance regulation, focusing on the role of the courts, statutory law, and the responsibilities of the state’s department of insurance.

The anatomy of an insurance policy is also reviewed, with discussions about declarations, covered perils, exclusions, definitions, conditions, and endorsements.

The course then shifts its focus to different types of personal lines insurance. The main attention will be on homeowners insurance and the personal auto policy. The course concludes with shorter discussions about miscellaneous personal lines forms, such as the personal umbrella, personal inland marine, watercraft, mobile home, motor home, dwelling, and farmowners policies. The course does not cover life and health insurance for California agents or brokers.

View the full course and earn your credits now online. Full reporting and support for all California ce subjects - including life, health, fire, personal lines and more.

California Insurance CE Courses

Long Term Care Programs - Policies CE Credit

Long-Term Care: Programs, Policies, and Partnerships

This course has been certified by ClearCert, an independent information clearinghouse for LTC and LTC partnership training.


This continuing education course provides a thorough orientation to long-term care and the many options available to fund long-term care, including the new state partnership programs and partnership policies. Designed specifically for the licensed insurance professional to meet long-term care and partnership training requirements, the course details the facts and facets of long-term care: what it is, how it is provided, and how it can be funded. It explores the nature of long-term care, LTC services and providers, LTC insurance, partnership programs, and qualified partnership policies. It details federal and state programs, including Medicare and Medicaid, and explains the relationship between state LTC partnership programs and other private and public coverage of LTC services. The course also includes an in-depth discussion of the ethics and suitability standards associated with the sale of LTC insurance. This course has been approved for the one-time LTC and LTC partnership training required by this state.

CE Topics covered include:

The Need for Long-Term Care
Long-term Care Services and Providers
Medicare and Medigap
Medicaid
Long-term Care Insurance
Long-term Care Insurance Policy Designs and Options
Long-Term Care Partnership Programs
Qualified Long-Term Care Partnership Policies
Alternatives to Long-Term Care Insurance
Ethical Considerations in the Sale of Long-Term Care Insurance

Insurance License CE Courses