IRMI Insurance Law for P and C Insurance Agents

CE Course with 6 hours credit for Property and Casualty insurance agents, brokers and other licensed employees with the P&C designation.

This course provides an overview of insurance laws relating to the property and casualty (P&C) insurance industry. Legal issues affect nearly every aspect of the insurance transaction and a solid grounding in these concepts assists the insurance professional in numerous ways, whether that person is an agent, broker, adjuster, or underwriter. The target audience of this course is insurance professionals with a variety of experience who want to learn more about the legal aspects of property and casualty insurance.

Let Monster do the work for you Post your Resume FREE


The course begins with an explanation of how insurance policies conform to property law, initially focusing on the different types of property. The rights and titles to property, bailments, security interests in property, and valuation of damaged property are also discussed. The following chapter discusses legal liability—a concept that is crucial to a proper understanding of liability insurance. A large part of this section concentrates on the complex issue of negligence, including the four elements of negligence and defenses in a negligence suit.

Agency law is a key area when it comes to legal principles for P&C insurance professionals. The insurance transaction begins with the agent or broker and defining what these terms mean is the logical first step in reviewing the concept of agency. Types of agency authority, categories of insurance agents, and differentiating agents from brokers are all reviewed. A discussion of the legal environment of underwriting follows, with an emphasis on the steps of the underwriting process and the legal restrictions that underwriters face.

Following the underwriting discussion is a review of the legal environment of the claims adjusting process. This chapter covers the types of adjusters, the insured’s duties after a loss, the insurer’s duties after a loss, the insurer’s options in responding to the claim, the process of resolving the claim, and related legal issues. The course concludes with a review of key consumer laws, such as the Fair Credit Reporting Act, insurance consumer bill of rights laws that many jurisdictions have adopted, and fair claims settlement laws in general.




Insurance CE Training

Financial Planning with Insurance Training - CE Credits Online

American Investment Training has online courses for Life and health agents.

Financial Planning with Insurance - 12 hours Continuing Education approved online.

Course Description:

Financial Planning with Insurance is designed to provide an overview of the financial planning process and to identify items that you should consider when helping clients develop a sound financial plan. The course is structured to reflect in each chapter the major phases of the financial planning process.

The specific learning objectives for this course are the following:

to understand the primary components of a financial plan;

to know the specific information you must gather on a client to develop a
comprehensive and useful financial plan;

to learn the process of successfully analyzing the financial and non-financial needs of a client by matching current assets, income, expenses, liabilities, and contingencies to the stated goals of the client;

to recognize the importance of creating impact scenarios for your client; these scenarios are unexpected situations that arise that can significantly impact a financial plan;

to understand how to project the values of a client's assets at certain target dates for specific objectives;

to identify how to manage risk with certain insurance products;

to understand how to help clients successfully achieve the goals of college, retirement, and estate planning with a thorough and detailed financial plan.

Life and Health CE Courses

Post Your FREE Resume Today to attract top employers!


Free: Finding Jobs at $80,000 to $500,000+

CFP CE Continuing Education Hours - CFP Credits

Earn you CFP CE credit hours online. Full credit and tracking. Approved online training for CFP Continuing Education.

30 hour CE course - Only 99$ This includes 9 subjects, covering 30 hours towards your CFP continuing education license. The topic areas are: Annuities 2 hour credit Advanced Estate Planning 2.5 hours Ethics for Insurance Agents 4 credit hours Life, Health, Disability and Long Term Care 3.5 hours Long Term Care 5 hour Medicare 1.5 hours Principles of Insurance 8.5 credit hours 401 k Plans 1 hour CFP Board Code of Ethics 2 hours

CFP ce hours Course

Anti Money Laundering CE Training Credits - AML

This continuing education course - Anti-Money Laundering - is designed to introduce the student to the Patriot Act, Anti-Money Laundering programs and the rules pertaining to insurance companies and broker/dealers, as well as familiarize the individual with the Bank Secrecy Act and the SEC's involvement with money laundering.

To begin, this course reviews the background of the Patriot Act and the impact of the Act, the definition of money laundering and details of the Customer Identification Program. Discussed are compliance issues related to the Treasury Department in identifying "problem counties," political figures, etc. The effective date of insurance companies complying with the new rules is May 2, 2006 and this course continues on outlining the specific program and the required elements.

The next discussion details international counter money laundering and the Bank Secrecy Act Amendments and related inprovements. The SEC has introduced plans to conduct examinations of brokers dealers and this course outlines what to expect from the SEC and what the SEC recommends broker/dealers do to comply. Also included in this course is a review of the Bank Secrecy Act and details of an Anti-Money Laundering Compliance program for Broker/Dealer and Investment Advisor Firms with a sample of Broker/Dealer Branch procedures. A discussion of common money laundering schemes and hurricane related benefit fraud concludes this program.

Online Insurance CE Courses

Series 6 Online Licensing Course

Retirement Planning Strategies Course - Insurance CE

Earn your CE credits for insurance licensing by taking the retirement planning strategies Continuing education agent license course. This is approved for all states where it is offered.

The purpose of this ce course is to provide a thorough orientation to the concept of retirement planning and how the licensed producer – through the products and services he or she offers – can help consumers plan for this vital stage of their lives. The course focuses on products and plans that are specifically designed to accumulate and distribute retirement funds and ensure financial security for late-life health care needs. The course covers the basics of developing a retirement funding plan, the many plans that are available for accumulating retirement savings, and the types of investment products that can be used to fund a retirement plan. Also addressed is the complex topic of retirement plan distributions and the many rules and regulations that surround this issue.

Finally, the course addresses the subject of health care for the retiree, and the available plans that cover this need, including Medicare, Medicare supplement policies and long-term care insurance policies.

The course covers the following topics:

The New Retiree
Basics of Retirement Planning
Social Security
Qualified Employer Plans
401(k) Plans
Retirement Plans for Small Businesses and the Self-Employed
Individual Retirement Accounts
Annuities
Retirement Plan Distributions
Health Care for the Retiree

This is a 10 hour CE course

Finance Broker Jobs

California Personal Lines CE 101 - Insurance Continuing Education

The following California CE course is designed for personal lines agent credit. Written by IRMI International Risk Management Institute Inc.

This California CE course provides an introduction to personal lines insurance, which concerns financial protection for individuals and families, as compared to commercial lines insurance which focuses on protection for businesses and corporations. Examples of personal lines policies include homeowners, personal auto, and motor home insurance.

The personal lines 101 continuing education training is geared to individuals with little or no experience in the field of insurance. For example, it begins with a general discussion about how insurance operates and how it is defined as well as providing some basic insurance terminology. The course also discusses contract principles and the distinctive characteristics of insurance contracts.

The CE 101 training online then looks at some big picture issues, such as the operations and practices of the insurance industry. This includes an overview of the role of the agent, the claims adjusting process, claims administration, and underwriting practices. This is followed by a discussion of California insurance regulation, focusing on the role of the courts, statutory law, and the responsibilities of the state’s department of insurance.

The anatomy of an insurance policy is also reviewed, with discussions about declarations, covered perils, exclusions, definitions, conditions, and endorsements.

The course then shifts its focus to different types of personal lines insurance. The main attention will be on homeowners insurance and the personal auto policy. The course concludes with shorter discussions about miscellaneous personal lines forms, such as the personal umbrella, personal inland marine, watercraft, mobile home, motor home, dwelling, and farmowners policies. The course does not cover life and health insurance for California agents or brokers.

View the full course and earn your credits now online. Full reporting and support for all California ce subjects - including life, health, fire, personal lines and more.

California Insurance CE Courses

Long Term Care Programs - Policies CE Credit

Long-Term Care: Programs, Policies, and Partnerships

This course has been certified by ClearCert, an independent information clearinghouse for LTC and LTC partnership training.


This continuing education course provides a thorough orientation to long-term care and the many options available to fund long-term care, including the new state partnership programs and partnership policies. Designed specifically for the licensed insurance professional to meet long-term care and partnership training requirements, the course details the facts and facets of long-term care: what it is, how it is provided, and how it can be funded. It explores the nature of long-term care, LTC services and providers, LTC insurance, partnership programs, and qualified partnership policies. It details federal and state programs, including Medicare and Medicaid, and explains the relationship between state LTC partnership programs and other private and public coverage of LTC services. The course also includes an in-depth discussion of the ethics and suitability standards associated with the sale of LTC insurance. This course has been approved for the one-time LTC and LTC partnership training required by this state.

CE Topics covered include:

The Need for Long-Term Care
Long-term Care Services and Providers
Medicare and Medigap
Medicaid
Long-term Care Insurance
Long-term Care Insurance Policy Designs and Options
Long-Term Care Partnership Programs
Qualified Long-Term Care Partnership Policies
Alternatives to Long-Term Care Insurance
Ethical Considerations in the Sale of Long-Term Care Insurance

Insurance License CE Courses