This continuing education course - Anti-Money Laundering - is designed to introduce the student to the Patriot Act, Anti-Money Laundering programs and the rules pertaining to insurance companies and broker/dealers, as well as familiarize the individual with the Bank Secrecy Act and the SEC's involvement with money laundering.
To begin, this course reviews the background of the Patriot Act and the impact of the Act, the definition of money laundering and details of the Customer Identification Program. Discussed are compliance issues related to the Treasury Department in identifying "problem counties," political figures, etc. The effective date of insurance companies complying with the new rules is May 2, 2006 and this course continues on outlining the specific program and the required elements.
The next discussion details international counter money laundering and the Bank Secrecy Act Amendments and related inprovements. The SEC has introduced plans to conduct examinations of brokers dealers and this course outlines what to expect from the SEC and what the SEC recommends broker/dealers do to comply. Also included in this course is a review of the Bank Secrecy Act and details of an Anti-Money Laundering Compliance program for Broker/Dealer and Investment Advisor Firms with a sample of Broker/Dealer Branch procedures. A discussion of common money laundering schemes and hurricane related benefit fraud concludes this program.
Online Insurance CE Courses
Series 6 Online Licensing Course
Tuesday, July 29, 2008
Retirement Planning Strategies Course - Insurance CE
Earn your CE credits for insurance licensing by taking the retirement planning strategies Continuing education agent license course. This is approved for all states where it is offered.
The purpose of this ce course is to provide a thorough orientation to the concept of retirement planning and how the licensed producer – through the products and services he or she offers – can help consumers plan for this vital stage of their lives. The course focuses on products and plans that are specifically designed to accumulate and distribute retirement funds and ensure financial security for late-life health care needs. The course covers the basics of developing a retirement funding plan, the many plans that are available for accumulating retirement savings, and the types of investment products that can be used to fund a retirement plan. Also addressed is the complex topic of retirement plan distributions and the many rules and regulations that surround this issue.
Finally, the course addresses the subject of health care for the retiree, and the available plans that cover this need, including Medicare, Medicare supplement policies and long-term care insurance policies.
The course covers the following topics:
The New Retiree
Basics of Retirement Planning
Social Security
Qualified Employer Plans
401(k) Plans
Retirement Plans for Small Businesses and the Self-Employed
Individual Retirement Accounts
Annuities
Retirement Plan Distributions
Health Care for the Retiree
This is a 10 hour CE course
Finance Broker Jobs
The purpose of this ce course is to provide a thorough orientation to the concept of retirement planning and how the licensed producer – through the products and services he or she offers – can help consumers plan for this vital stage of their lives. The course focuses on products and plans that are specifically designed to accumulate and distribute retirement funds and ensure financial security for late-life health care needs. The course covers the basics of developing a retirement funding plan, the many plans that are available for accumulating retirement savings, and the types of investment products that can be used to fund a retirement plan. Also addressed is the complex topic of retirement plan distributions and the many rules and regulations that surround this issue.
Finally, the course addresses the subject of health care for the retiree, and the available plans that cover this need, including Medicare, Medicare supplement policies and long-term care insurance policies.
The course covers the following topics:
The New Retiree
Basics of Retirement Planning
Social Security
Qualified Employer Plans
401(k) Plans
Retirement Plans for Small Businesses and the Self-Employed
Individual Retirement Accounts
Annuities
Retirement Plan Distributions
Health Care for the Retiree
This is a 10 hour CE course
Finance Broker Jobs
Wednesday, June 18, 2008
California Personal Lines CE 101 - Insurance Continuing Education
The following California CE course is designed for personal lines agent credit. Written by IRMI International Risk Management Institute Inc.
This California CE course provides an introduction to personal lines insurance, which concerns financial protection for individuals and families, as compared to commercial lines insurance which focuses on protection for businesses and corporations. Examples of personal lines policies include homeowners, personal auto, and motor home insurance.
The personal lines 101 continuing education training is geared to individuals with little or no experience in the field of insurance. For example, it begins with a general discussion about how insurance operates and how it is defined as well as providing some basic insurance terminology. The course also discusses contract principles and the distinctive characteristics of insurance contracts.
The CE 101 training online then looks at some big picture issues, such as the operations and practices of the insurance industry. This includes an overview of the role of the agent, the claims adjusting process, claims administration, and underwriting practices. This is followed by a discussion of California insurance regulation, focusing on the role of the courts, statutory law, and the responsibilities of the state’s department of insurance.
The anatomy of an insurance policy is also reviewed, with discussions about declarations, covered perils, exclusions, definitions, conditions, and endorsements.
The course then shifts its focus to different types of personal lines insurance. The main attention will be on homeowners insurance and the personal auto policy. The course concludes with shorter discussions about miscellaneous personal lines forms, such as the personal umbrella, personal inland marine, watercraft, mobile home, motor home, dwelling, and farmowners policies. The course does not cover life and health insurance for California agents or brokers.
View the full course and earn your credits now online. Full reporting and support for all California ce subjects - including life, health, fire, personal lines and more.
California Insurance CE Courses
This California CE course provides an introduction to personal lines insurance, which concerns financial protection for individuals and families, as compared to commercial lines insurance which focuses on protection for businesses and corporations. Examples of personal lines policies include homeowners, personal auto, and motor home insurance.
The personal lines 101 continuing education training is geared to individuals with little or no experience in the field of insurance. For example, it begins with a general discussion about how insurance operates and how it is defined as well as providing some basic insurance terminology. The course also discusses contract principles and the distinctive characteristics of insurance contracts.
The CE 101 training online then looks at some big picture issues, such as the operations and practices of the insurance industry. This includes an overview of the role of the agent, the claims adjusting process, claims administration, and underwriting practices. This is followed by a discussion of California insurance regulation, focusing on the role of the courts, statutory law, and the responsibilities of the state’s department of insurance.
The anatomy of an insurance policy is also reviewed, with discussions about declarations, covered perils, exclusions, definitions, conditions, and endorsements.
The course then shifts its focus to different types of personal lines insurance. The main attention will be on homeowners insurance and the personal auto policy. The course concludes with shorter discussions about miscellaneous personal lines forms, such as the personal umbrella, personal inland marine, watercraft, mobile home, motor home, dwelling, and farmowners policies. The course does not cover life and health insurance for California agents or brokers.
View the full course and earn your credits now online. Full reporting and support for all California ce subjects - including life, health, fire, personal lines and more.
California Insurance CE Courses
Long Term Care Programs - Policies CE Credit
Long-Term Care: Programs, Policies, and Partnerships
This course has been certified by ClearCert, an independent information clearinghouse for LTC and LTC partnership training.
This continuing education course provides a thorough orientation to long-term care and the many options available to fund long-term care, including the new state partnership programs and partnership policies. Designed specifically for the licensed insurance professional to meet long-term care and partnership training requirements, the course details the facts and facets of long-term care: what it is, how it is provided, and how it can be funded. It explores the nature of long-term care, LTC services and providers, LTC insurance, partnership programs, and qualified partnership policies. It details federal and state programs, including Medicare and Medicaid, and explains the relationship between state LTC partnership programs and other private and public coverage of LTC services. The course also includes an in-depth discussion of the ethics and suitability standards associated with the sale of LTC insurance. This course has been approved for the one-time LTC and LTC partnership training required by this state.
CE Topics covered include:
The Need for Long-Term Care
Long-term Care Services and Providers
Medicare and Medigap
Medicaid
Long-term Care Insurance
Long-term Care Insurance Policy Designs and Options
Long-Term Care Partnership Programs
Qualified Long-Term Care Partnership Policies
Alternatives to Long-Term Care Insurance
Ethical Considerations in the Sale of Long-Term Care Insurance
Insurance License CE Courses
This course has been certified by ClearCert, an independent information clearinghouse for LTC and LTC partnership training.
This continuing education course provides a thorough orientation to long-term care and the many options available to fund long-term care, including the new state partnership programs and partnership policies. Designed specifically for the licensed insurance professional to meet long-term care and partnership training requirements, the course details the facts and facets of long-term care: what it is, how it is provided, and how it can be funded. It explores the nature of long-term care, LTC services and providers, LTC insurance, partnership programs, and qualified partnership policies. It details federal and state programs, including Medicare and Medicaid, and explains the relationship between state LTC partnership programs and other private and public coverage of LTC services. The course also includes an in-depth discussion of the ethics and suitability standards associated with the sale of LTC insurance. This course has been approved for the one-time LTC and LTC partnership training required by this state.
CE Topics covered include:
The Need for Long-Term Care
Long-term Care Services and Providers
Medicare and Medigap
Medicaid
Long-term Care Insurance
Long-term Care Insurance Policy Designs and Options
Long-Term Care Partnership Programs
Qualified Long-Term Care Partnership Policies
Alternatives to Long-Term Care Insurance
Ethical Considerations in the Sale of Long-Term Care Insurance
Insurance License CE Courses
Monday, April 28, 2008
Commerical Auto Insurance CE - Auto Course Online
Insurance agents needing continuing education for Commercial auto insurance can take the approved CE credit training offered by American Investment Training. The CE hours are approved for all states where commerical auto insurance license continuing education is needed.
This course provides an introduction to commercial auto insurance, focusing on the standard coverage forms developed for this line by Insurance Services Office, Inc. (ISO). It examines some of the motor vehicle statutes, the public policy issues behind the statutes, and the effect of these statutes on various types of commercial auto coverages.
The CE training course takes a broad look at some of the most common types of statutes, and also some of the most common provisions of those statutes. From there, the course moves on to a detailed analysis of the business auto coverage form, the motor carrier and truckers coverage forms, and the garage coverage form. Following that is a review of common endorsements to modify a policy’s provisions, expand or restrict coverage, add additional insureds, and tailor the policy to apply to specific types of risks. For each of these coverage forms discussed, primary emphasis is on the auto liability portion of the policy. The policies’ declarations pages are also considered at some length, especially as respects areas in which a clerical or typographical error could have serious negative impacts on coverage provided under the policy.
Auto physical damage coverage is discussed in both the business auto chapter and garage chapter of the course. In addition there is a discussion of trailer interchange coverage in the motor carrier/truckers chapter and a discussion of garagekeepers coverage in the garage chapter. This introductory course will equip the student to meet 8 educational objectives—an understanding of the following basic concepts.
Choose your state and begin Auto Insurance CE Course Training here. All completed credits are reported to you and your state insurance commission.
This course provides an introduction to commercial auto insurance, focusing on the standard coverage forms developed for this line by Insurance Services Office, Inc. (ISO). It examines some of the motor vehicle statutes, the public policy issues behind the statutes, and the effect of these statutes on various types of commercial auto coverages.
The CE training course takes a broad look at some of the most common types of statutes, and also some of the most common provisions of those statutes. From there, the course moves on to a detailed analysis of the business auto coverage form, the motor carrier and truckers coverage forms, and the garage coverage form. Following that is a review of common endorsements to modify a policy’s provisions, expand or restrict coverage, add additional insureds, and tailor the policy to apply to specific types of risks. For each of these coverage forms discussed, primary emphasis is on the auto liability portion of the policy. The policies’ declarations pages are also considered at some length, especially as respects areas in which a clerical or typographical error could have serious negative impacts on coverage provided under the policy.
Auto physical damage coverage is discussed in both the business auto chapter and garage chapter of the course. In addition there is a discussion of trailer interchange coverage in the motor carrier/truckers chapter and a discussion of garagekeepers coverage in the garage chapter. This introductory course will equip the student to meet 8 educational objectives—an understanding of the following basic concepts.
Choose your state and begin Auto Insurance CE Course Training here. All completed credits are reported to you and your state insurance commission.
Thursday, February 21, 2008
Florida Ethics Insurance Course - CE Ethics Training
FLORIDA Ethics for the Insurance Services Practitioner
ETHICS FOR THE INSURANCE SERVICES PRACTITIONER is geared towards the Life and Health agent in Florida and discusses the nature of ethics and the parties to whom you have an ethical responsibility. We will talk about the common ethical issues that arise between insurance services practitioners and their customers.
You will learn how to recognize misleading sales practices, sales tools and misleading terms. This course will outline ways to replace those misleading terms and those misleading sales practices and sales tools with those that offer clarity and customer understanding.
You will learn in this training the importance of increased professionalism and ways that you can differentiate your practice on the basis of it high ethical level.
There are several learning objectives for the agent or individual taking this course to gain knowledge from. These objectives are found throughout the CE course and are reinforced in the questions found at the end of each section.
To understand the nature of ethics and identify those parties to whom you, as a practitioner, owe an ethical duty
To identify and change any misleading sales practices
To identify and change any sales tools that may mislead customers
To learn ways to replace the use of misleading terms with those offering clarity and customer understanding
To understand the need for increased professionalism and its consequences
To identify the sources of duty that practitioners owe insurers
To understand the common ethical issues that arise between financial services practitioners and customers
To learn ways to differentiate your practice on the basis of its high ethical level
This is an approved Florida Insurance agent course
Florida Insurance CE Online
ETHICS FOR THE INSURANCE SERVICES PRACTITIONER is geared towards the Life and Health agent in Florida and discusses the nature of ethics and the parties to whom you have an ethical responsibility. We will talk about the common ethical issues that arise between insurance services practitioners and their customers.
You will learn how to recognize misleading sales practices, sales tools and misleading terms. This course will outline ways to replace those misleading terms and those misleading sales practices and sales tools with those that offer clarity and customer understanding.
You will learn in this training the importance of increased professionalism and ways that you can differentiate your practice on the basis of it high ethical level.
There are several learning objectives for the agent or individual taking this course to gain knowledge from. These objectives are found throughout the CE course and are reinforced in the questions found at the end of each section.
To understand the nature of ethics and identify those parties to whom you, as a practitioner, owe an ethical duty
To identify and change any misleading sales practices
To identify and change any sales tools that may mislead customers
To learn ways to replace the use of misleading terms with those offering clarity and customer understanding
To understand the need for increased professionalism and its consequences
To identify the sources of duty that practitioners owe insurers
To understand the common ethical issues that arise between financial services practitioners and customers
To learn ways to differentiate your practice on the basis of its high ethical level
This is an approved Florida Insurance agent course
Florida Insurance CE Online
Florida Title Insurance Continuing Education - Title CE
The following online title insurance ce course provides the agent with the credit hours needed for requirement completion.
FLORIDA Effective and Ethical Communication with Seniors
Why would most professionals tell you that communicating in person with their clients is one of the most important things they do? Further, why would they tell you that face-to-face communication with senior clients who have special needs and interests is critical for ethical conduct? And why would they tell you that such communication with senior clients is one of the most challenging things to do well?
Effective and Ethical Communication with Seniors gives you real answers to these questions. You’ll find yourself using this information many times in your professional practice with seniors, and even in your personal relationships. This course goes beyond typical courses on communications, because it focuses on a comprehensive set of knowledge and skills that will enable you to better communicate with seniors. These recommendations will allow you to serve your senior clients even more ethically. In this Florida CE course, you’ll learn topics such as
factors that are often hidden underneath spoken words, which determine the suitability of a product or service for a senior client;
strategies to address five verbal behaviors that seniors often display as they tackle the developmental tasks of aging;
the difference between change and the 3-stage process of transition, and how this affects seniors;
seven tips for improving your nonverbal communication based on gender and culture;
a comprehensive approach to assessing your senior clients’ changing needs, and how to help them set smart goals;
a 4-step model that you need to successfully facilitate effective group meetings with your senior clients when their spouses, adult children, or other professionals are also involved; and tips and tools for planning and conducting more successful meetings with your senior clients, including conducting the “meeting before the meeting;” opening and closing your meeting; and conducting effective and efficient conference calls.
Effective and Ethical Communication with Seniors for Florida uses real-world examples and scenarios based on interviews with professionals from the insurance, tax planning and accounting, elder law, and geriatric care management fields.
Florida Title CE and Life Continuing Education Training
FLORIDA Effective and Ethical Communication with Seniors
Why would most professionals tell you that communicating in person with their clients is one of the most important things they do? Further, why would they tell you that face-to-face communication with senior clients who have special needs and interests is critical for ethical conduct? And why would they tell you that such communication with senior clients is one of the most challenging things to do well?
Effective and Ethical Communication with Seniors gives you real answers to these questions. You’ll find yourself using this information many times in your professional practice with seniors, and even in your personal relationships. This course goes beyond typical courses on communications, because it focuses on a comprehensive set of knowledge and skills that will enable you to better communicate with seniors. These recommendations will allow you to serve your senior clients even more ethically. In this Florida CE course, you’ll learn topics such as
factors that are often hidden underneath spoken words, which determine the suitability of a product or service for a senior client;
strategies to address five verbal behaviors that seniors often display as they tackle the developmental tasks of aging;
the difference between change and the 3-stage process of transition, and how this affects seniors;
seven tips for improving your nonverbal communication based on gender and culture;
a comprehensive approach to assessing your senior clients’ changing needs, and how to help them set smart goals;
a 4-step model that you need to successfully facilitate effective group meetings with your senior clients when their spouses, adult children, or other professionals are also involved; and tips and tools for planning and conducting more successful meetings with your senior clients, including conducting the “meeting before the meeting;” opening and closing your meeting; and conducting effective and efficient conference calls.
Effective and Ethical Communication with Seniors for Florida uses real-world examples and scenarios based on interviews with professionals from the insurance, tax planning and accounting, elder law, and geriatric care management fields.
Florida Title CE and Life Continuing Education Training
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