IRMI Insurance Law for P and C Insurance Agents

CE Course with 6 hours credit for Property and Casualty insurance agents, brokers and other licensed employees with the P&C designation.

This course provides an overview of insurance laws relating to the property and casualty (P&C) insurance industry. Legal issues affect nearly every aspect of the insurance transaction and a solid grounding in these concepts assists the insurance professional in numerous ways, whether that person is an agent, broker, adjuster, or underwriter. The target audience of this course is insurance professionals with a variety of experience who want to learn more about the legal aspects of property and casualty insurance.

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The course begins with an explanation of how insurance policies conform to property law, initially focusing on the different types of property. The rights and titles to property, bailments, security interests in property, and valuation of damaged property are also discussed. The following chapter discusses legal liability—a concept that is crucial to a proper understanding of liability insurance. A large part of this section concentrates on the complex issue of negligence, including the four elements of negligence and defenses in a negligence suit.

Agency law is a key area when it comes to legal principles for P&C insurance professionals. The insurance transaction begins with the agent or broker and defining what these terms mean is the logical first step in reviewing the concept of agency. Types of agency authority, categories of insurance agents, and differentiating agents from brokers are all reviewed. A discussion of the legal environment of underwriting follows, with an emphasis on the steps of the underwriting process and the legal restrictions that underwriters face.

Following the underwriting discussion is a review of the legal environment of the claims adjusting process. This chapter covers the types of adjusters, the insured’s duties after a loss, the insurer’s duties after a loss, the insurer’s options in responding to the claim, the process of resolving the claim, and related legal issues. The course concludes with a review of key consumer laws, such as the Fair Credit Reporting Act, insurance consumer bill of rights laws that many jurisdictions have adopted, and fair claims settlement laws in general.




Insurance CE Training

Financial Planning with Insurance Training - CE Credits Online

American Investment Training has online courses for Life and health agents.

Financial Planning with Insurance - 12 hours Continuing Education approved online.

Course Description:

Financial Planning with Insurance is designed to provide an overview of the financial planning process and to identify items that you should consider when helping clients develop a sound financial plan. The course is structured to reflect in each chapter the major phases of the financial planning process.

The specific learning objectives for this course are the following:

to understand the primary components of a financial plan;

to know the specific information you must gather on a client to develop a
comprehensive and useful financial plan;

to learn the process of successfully analyzing the financial and non-financial needs of a client by matching current assets, income, expenses, liabilities, and contingencies to the stated goals of the client;

to recognize the importance of creating impact scenarios for your client; these scenarios are unexpected situations that arise that can significantly impact a financial plan;

to understand how to project the values of a client's assets at certain target dates for specific objectives;

to identify how to manage risk with certain insurance products;

to understand how to help clients successfully achieve the goals of college, retirement, and estate planning with a thorough and detailed financial plan.

Life and Health CE Courses

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